Loans

Commercial Loans

Helping your business is our business. As your business grows, so does your need to finance new ventures. We offer credit solutions to match your specific business needs.

• Commercial
• Real Estate
• Farm
• Lines of Credit
• Small Business Administration

Personal Loans

When it comes to loans, we look beyond the facts and figures on the application. We look you in the eye. We look for character, not just collateral.

We have installment loans for almost any purpose: from a new car, truck or boat to home improvements and debt consolidation. You’ll find our interest rates competitive and our flexible term and conditions easy on the budget.

A Personal Line of Credit is a revolving line accessible by personal check, by phone or in person. It gives you the flexibility to draw money when you need it. Overdraft Protection protects you from unexpected overdrafts, so you can enjoy the comfort that all your purchases are covered.

Home Equity Line of Credit

Credit limits are available based on the equity in your home or can be customized to fit your individual needs. There’s no minimum draw amount so you can borrow the amount you need when you need it, up to your approved credit limit.

 

* Farmers and Merchants Bank is not responsible in the event an error occurs regarding interest rates, terms, or information discussed in this web site.